Here is an excerpt from Henry Hutcheson’s upcoming book, “The Dirty Little Secrets of Family Business: How to successfully navigate family business transition and conflict.”
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College is expensive; much more so than just 20 years ago. What we all need is as much help in the form of free money (scholarships and grants) as we can get. The problem is not everyone can get enough to pay the entire cost. This is where student loans come into play.
Retirement planning wisdom that financial planners give their clients often falls short of rocket science: Spend less now so that you can invest more for later. But as a matter of practicality, many find it difficult to squeeze extra money out of their budgets to do either.
Planning for your retirement independence can be just as taxing as handling this goal once you obtain it.
In college planning, time, study, patience and practice can provide many of the needed tools to plan and fund for college – if you know where to look. The problem is: Do you really want to practice on yourself?