August 4, 2013 12:00 AM

Age factors in to contributions, returns for retirement

Retirement planning should take place early but most people simply don’t think about this phase of life until they are fast approaching it. In looking at the accumulation of one’s retirement assets, an investor must focus not only on how much and when they save but also on the return from the portfolio. While we have less control over the latter than the first, which of these two components matters the most?

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